Our Services

We serve individual and businesses in the areas of investment and insurance planning.

Our process begins with an in-depth evaluation of your current financial situation.  Once we have established your overall objectives, we'll focus on your specific goals.

Some of the Servies we offer:

  

Retirement strategies - Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement.



• Estate conservation - Reviewing your wills and trusts for estate preservation. Helping with beneficiary designations. Help reduce exposure to estate taxes* and probate costs*. Coordinating with your tax and legal advisors.



• Risk management - Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the best policy for your situation.



• Education funding - Recommending investment and accumulation strategies to help you pay for your children's education.



• Investments - Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach and exceed your goals. 



• Employee and executive benefits - Helping your business attract and retain qualified employees through benefit packages.

We implement these plans with products and services such as:



Life Insurance

High quality, competitively priced Life Insurance products,

including permanent, term, combination and variable policies.    





Investment Products & Services

Our Investment Products and services should help you pursue

your financial goals at every stage of your life.





Annuities

We offer high quality, innovative Annuity Products. Choose

from deferred and immediate annuities at variable and fixed

rates of return.

 

Long-Term Care Insurance

Comprehensive Long-Term Care Insurance reimburses some or

all of the costs of care received in settings such as the

home, the community, alternate living facilities or nursing

facilities.  

Disability and Health Insurance

 

*Please note that neither Cetera Advisor Networks LLC nor any of its agents or representatives give legal or tax advice. For complete details, consult with your tax advisor or attorney.